Umwanditsi: Ikigo cyita ku bamugaye
Kwiheba bifata intera mubice byose byubuzima, harimo nubushobozi bwo gukora neza akazi. Indwara irashobora kwanduza ibitotsi, itumanaho ryabantu, kwibanda, hamwe nubuzima bwumubiri. Nubwo abantu benshi bafite ikibazo cyo kwiheba bashoboye gukomeza gukora, kwiheba bikabije birashobora kukubuza kubona ubuzima bwiza cyangwa gukora akazi na gato. Niba ibi ari ukuri kuri wewe, urashobora rero kwemererwa kubona inyungu ukoresheje Ubuyobozi bwubwiteganyirize (SSA).
GAHUNDA Z'UBUMUGA ZA SSA
Inyungu z’abafite ubumuga ziraboneka binyuze muri gahunda ebyiri zitandukanye:
Buri porogaramu igusaba kuba wujuje amategeko yujuje ibyangombwa byubuvuzi kimwe na progaramu yihariye ya tekiniki na / cyangwa amafaranga asabwa:
- Kuri SSDI, ugomba kuba ufite amateka yakazi aho wishyuye imisoro yubwiteganyirize hamwe ninguzanyo zakazi. Benshi mu bakuze bakoze ndetse nigihe gito mbere yuko kwiheba bigira ingaruka kumurimo wabo bazahabwa inyungu za SSDI.
- Kuri SSI, ugomba kuba ufite amafaranga make hamwe nubundi buryo bwimari numutungo. Nta kazi gasabwa kuri SSI, ariko umuntu mukuru ntashobora kugira ibirenga $2,000 yabitswe mumikoro kugirango yemererwe na SSI.
Buri porogaramu yishyura amafaranga buri kwezi kandi itanga uburenganzira bwo kwivuza binyuze muri Medicare cyangwa Medicaid.
MUBIKORWA BY'UBUVUZI KUBYEREKEYE KUGARAGAZA
Kwuzuza inyungu zubumuga hamwe no kwiheba nubundi buryo bwindwara zo mumutwe biragoye. Ni ukubera ko SSA ifite amahame akomeye yukuntu uburwayi bwo mumutwe bugomba kuba bukenewe kugirango umuntu yemererwe kwivuza.
SSA ipima ibimenyetso byawe hamwe nubuvuzi burwanya amakuru aboneka mu gitabo cyubururu. Igitabo cy'ubururu kiboneka kumurongo no kwiheba bisuzumwa kurutonde mu gice cya 12.04. Uru rutonde rusaba ko urwara byibura bine mu bimenyetso bikurikira:
- Kudashimishwa cyangwa kubura umunezero mubuzima nibikorwa byinshi
- Burigihe urwego rwo hasi rwingufu cyangwa kwihangana
- Ibibazo byo gusinzira, bishobora kuba birimo gusinzira cyane cyangwa kudasinzira
- Ikibazo cyo kwibanda cyangwa gutekereza neza
- Kugabanuka cyangwa guhora murwego rwibikorwa byumubiri
- Guhora wumva icyaha cyangwa agaciro
- Ibitekerezo, kwibeshya, cyangwa paranoia
- Ibitekerezo byo kwiyahura
Byongeye kandi, ibimenyetso byo kwiheba bigomba kugutera guhura nibibazo byibuze bibiri muri ibi bikurikira:
- Imikorere mu mibereho,
- Kwibanda, gusigara kumurimo, cyangwa kurangiza ibikorwa,
- Gukora ibikorwa bya buri munsi cyangwa “ibikorwa byubuzima bwa buri munsi,”
- Ibihe byerekana ibimenyetso bibi, bigomba kuba birebire kandi bigasubirwamo
SSA ikeneye kandi kubona ibimenyetso byubuvuzi byerekana ko ufite ibibazo bikomeje nubwo ukurikiza imiti yagenwe n’umuganga w’indwara zo mu mutwe cyangwa psychologue.
Kugaragaza uburwayi bwo mu mutwe bujuje ibipimo byuburemere birashobora kugorana, cyane cyane niba inyandiko zawe zo mu mutwe ari nke. Korana cyane na muganga wawe kugirango wandike urugero rwuzuye rwibimenyetso byawe, amarangamutima, numubiri.
Ndetse hamwe nubuvuzi bukomeye bwubuvuzi, ugomba kuba witeguye kubishoboka uzakira integuza yo guhakana na SSA kandi ugomba tanga ubujurire. Mu gihugu hose, hafi 70% yo gusaba ubumuga bwa mbere irahakana.
Impapuro zisaba uburwayi bwo mu mutwe akenshi ziri mubitujuje ibyangombwa bisabwa kugira ngo umuntu yemererwe kwivuza, ariko uko inyandiko zawe z’ubuvuzi zikomeye, niko bidashoboka ko ubona ko utemerewe. Inyandiko ihamye yubuvuzi nayo ifasha muburyo bwo kujurira, niba ubanza kwangirwa inyungu.
GUSABA INYUNGU N'UBUJURIRE
Gusaba ubumuga akenshi bifata amezi kugirango unyuze mucyiciro cya mbere n'icya kabiri cyo gusuzuma, kandi ubujurire bushobora kongera andi mezi menshi kubikorwa. Ibi bivuze ko ushobora gutegereza umwaka cyangwa irenga mbere yuko ufata icyemezo cya nyuma kubyo usaba. Inyungu z’abafite ubumuga zirashobora kuba ubufasha bwamafaranga ukeneye kurihira ubuzima bwa buri munsi, fagitire yo kwivuza, nizindi nshingano zamafaranga nubwo, inzira yo gusaba rero ikwiriye igihe n'imbaraga.
Porogaramu ya SSDI irashobora kuzuzwa imbonankubone kuri hafi ya SSA biro cyangwa kumurongo ukoresheje Urubuga rwa SSA. SSI isaba kurundi ruhande igomba kuzuzwa binyuze mubazwa kugiti cyawe, mubisanzwe kubiro byishami ryaho.
Ibikoresho:
Inyungu z'Ubumuga bw'Ubwiteganyirize
Amafaranga yinyongera yumutekano
Isuzuma ry’abafite ubumuga mu bwiteganyirize
Ubumuga bwo kujurira bwahakanye ikirego
Umutungo w’Ubwiteganyirize bwa Leta